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Exam Number : CFE
Exam Name : Certified Financial Examiner (CFE)
Vendor Name : Financial
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CFE exam Format | CFE Course Contents | CFE Course Outline | CFE exam Syllabus | CFE exam Objectives

1. CFE designation requirement
To qualify for the CFE designation, you must have obtained the AFE designation or be applying for the AFE designation concurrently with the application for the CFE designation. A CFE designation will not be granted until the AFE designation is obtained. This may occur on the same day, but the AFE designation requirements must be met before the CFE can be obtained.

2. Education requirements
To qualify for the CFE designation, you must have:

Successfully completed three semester hours of a Management course from an accredited college or university or its demonstrable equivalent, and you must provide evidence of the successful completion of this course by either a certificate of completion or a college transcript.

Note that the Management courses offered by CPCU, LOMA, and CLU will satisfy this requirement. For more information about their courses in Management, visit their websites at,, and

To qualify for the CFE designation, you must successfully complete the three CFE examinations administered by the Society of Financial Examiners. The three CFE exams are:

CFE1 - Examination Methods and Management
CFE2 - Enterprise Risk Management
CFE3 - Reinsurance

The information about registering for these examinations is provided at To assist in studying for these examinations, the Society provides study guides and textbook materials. A description of these study items is also provided at You are welcome to take CFE exams prior to receiving the AFE designation but must receive the AFE designation prior to receiving the CFE designation.

Conditional Credit Policy - Effective January 1, 2012, a candidate for the CFE designation will be subject to the conditional credit policy as stated below:

The passing grade for each of the tests of the CFE is 66 prior to July 1, 2014; thereafter it is 74. A candidate who passes any test of the CFE will earn conditional credit for that test. This conditional credit expires 36 months after the testing date. If a candidate does not successfully pass the remaining tests within the 36 months, the test associated with the conditional credit must be retaken.

An application reflecting fulfillment of all requirements for a designation must be submitted within thirty-eight months following the month in which the applicant passed his/her first exam for that designation track.

4. Work-related experience requirements
To qualify for the CFE designation, you must be an insurance department employee, or self-employed with a contract for services directly with an insurance department, or be employed with a company that has a contract with a state insurance department and have three (3) years of continuous, responsible insurance department examination experience as a financial examiner. Note that the two years required for the AFE designation, qualify as the first two years of the requirement for the CFE, therefore, you only need to obtain one additional year.

5. Membership requirements
To qualify for the CFE designation, you must be an Accredited Member in good standing of the Society of Financial Examiners.

6. Application approval requirements
To receive the CFE designation, you must submit an application to SOFE headquarters and it must be approved first by the Membership Committee, who will then recommend it for approval by the Executive Committee of the Society. Upon approval by the Executive Committee, the designation will become effective.

Deadlines The approval process of a properly completed designation application is typically between six to eight weeks, as follows: The completed application, with all required information and documentation must be submitted to SOFE by email, fax or mail, for arrival by the 3rd week of the month for inclusion in the next months Membership Committee review. Applicants recommended for approval by the Membership Committee are then submitted for vote by the Executive Committee, generally within 30 days of Membership Committee approval. Applications may be found on the Society's website at under the link for SOFE Forms or under the Resource tab.

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Canada's breast cancer screening policy based off mistaken look at: researchers | CFE cheat sheet and exam dumps

Researchers say a many years-ancient Canadian study that influenced breast melanoma screening policy contained big flaws in its method, resulting in a "titanic impact" on ailment results and potentially contributing to a whole lot of "avoidable deaths" per 12 months.

Two trials — collectively known as the Canadian country wide Breast Screening examine (CNBSS) — discovered that mammograms for women of their 40s did not in the reduction of death quotes from breast cancer.

The examine become conducted within the Eighties and published in 1992.

but in commentary posted this week in the Journal of medical Screening, researchers from 4 Canadian institutions and Harvard medical college say the style members had been chosen for the look at's control or screening corporations may also have influenced effects.

they say extra fresh findings indicate there are advantages to mammography screening for ladies beneath 50, including a 2014 observational examine that indicated that giving individuals mammograms in their 40s was linked to a 44 per cent reduction in breast melanoma deaths.

The Canadian assignment force on Preventive fitness Care would not currently suggest mammograms for individuals aged 40 to 49, unless a pre-present aspect puts them at a far better-than-standard possibility — for instance, if a friend had breast cancer or in the event that they have the BRCA gene.

The assignment drive said Wednesday their instructions are "now not scheduled for an immediate replace."

but Martin Yaffe, lead creator of the commentary and a senior scientist at Toronto's Sunnybrook research Institute, believes alternate is needed. He estimated the CNBSS's impact on coverage may also have contributed to the avoidable deaths of greater than four hundred Canadian women each and every 12 months.

"The thought of doing this trial became exceptional, but the method it became designed and the manner it was conducted truly makes its outcomes no longer credible," he mentioned. "And basing policy on that is only inappropriate."

Dr. Brenda Wilson, co-chair of the project force on Preventive fitness Care, observed the company's techniques, closing up to date in 2018, "were identified because the optimal in the world." She brought that the community conducts "rigorous, certain facts reports to formulate guidelines."

Story continues

"When there are major changes to that facts, the project force updates a full assessment of the body of evidence, including any new facts," she mentioned in a press release.

the public fitness company of Canada issued a statement on Thursday asserting it offers funding to the task drive and mentioned the body as being "hands-size from the govt."

"it will be inappropriate for PHAC to direct the task force on which reviews to include or now not include of their guidelines," the agency mentioned.

"The project force assesses the strength of all facts used to develop their strategies. The analyze described within the commentary is one among eight reports blanketed in the task force instructions."

The principal issue with the 1992 examine, Yaffe mentioned, was that members were given medical breast assessments at 14 of the 15 trial websites before being assigned to either the screening or handle agencies. That method, he mentioned, might inadvertently have influenced results.

He talked about the nurses who carried out the physical breast exams assigned contributors to their agencies by means of writing their names in an open book. If a nurse felt lumps in a girl's breasts — which may have indicated an superior melanoma — she may also were extra more likely to area her within the screening community "within the activity of the patient, with all goodwill, but not understanding how scientific trial works."

"There became an enormous imbalance within the number of superior cancers that were found in the mammography aspect of the analyze compared to the manage aspect ... so (the study) found no benefit of screening," Yaffe talked about.

"definitely, they found extra ladies died on the mammography facet than on the handle group, which become weird as a result of every other analyze in older women had proven a improvement of mammography."

Yaffe referred to he suspected the analyze's methods had been unsound for years, but the "smoking gun" best got here this March when eyewitness testimony from a personnel member at one of the vital trial areas Tested that the randomization can also have been wrong.

The measurement of the study — almost 90,000 contributors — gave its findings weight, Yaffe pointed out, which is one motive it may possibly have influenced policy across the globe.

"but if the trial become finished poorly, if it changed into performed a very long time ago the usage of approaches that aren't any longer being used, it might no longer be central," he said.

PHAC spoke of mammogram screening guidelines fall "under the purview of the provinces and territories." Jurisdictions can use the project force's instructions, but they additionally set their personal screening programs.

Ontario, as an example, does not display patients under 50 but Nova Scotia residents between 40 and 49 years historical can self-refer for annual mammograms. British Columbia says it "encourages" individuals aged 40-49 to check with their doctor in regards to the merits and boundaries of mammography. If screening is chosen, it's available each two years.

Jurisdictions will display excessive-possibility sufferers below the age of 50, and people who suspect something is incorrect can get a mammogram referral from a physician.

Dr. Jean Seely, co-writer of the most currently released commentary and head of breast imaging at the Ottawa medical institution, noted coverage should still be up to date to enable all women forty years or older to undergo screening mammograms.

"Screening saves lives," Seely referred to in a unlock. "there's a ninety eight per cent 5-yr survival expense for localized breast melanoma when it is detected early."

This file with the aid of The Canadian Press become first posted Nov. 25, 2021.

Melissa Couto Zuber, The Canadian Press

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